Arizona Auto Insurance
Arizona Homeowner Insurance
I am Gary Brown, owner and agent. Since 1993 I have been helping Arizona residents save money on auto, homeowner and life.
We serve ALL of Arizona by representing some of the BEST carriers in the business, such as Progressive, MetLife, Hartford, Kemper, AAA, Badger Mutual, and Infinity.
OUR GOAL is to save you up to 40% on your auto and homeowner insurance comparing rates with top rated carriers. As an Arizona broker we can shop to find low rates.
GET AN AUTO OR HOMEOWNER QUOTE NOW by filling out the box in the right column. Completing this only takes 5 - 10 minutes
Paying Less for Your Insurance
As an Arizona insurance broker, the ability to search for lower rates through many different top rated and top ranked carriers helps us find lower premiums for our clients. If you want to know how a broker helps you save money this article will help you tremendously.
Tips & Hints about buying insuranceHomeowner insurance is designed to protect your biggest asset. We do not mess around when it comes to properly insuring your home, working with you to ensure that in the event of a claim your property is protected. Be sure to let us know if you have items that may need scheduled - such as jewelry, art, guns, or collectibles. We want you to have the right coverage to take care of that claim properly.
Most insurance companies utilize software to determine how much your home should be insured. The goal is to provide the right coverage in the event of a total loss, even though most claims are not total losses. Still, you want and need insurance to replace what you have lost, whether a little or everything.
When carrying auto insurance, you need to be aware that some claims have nothing to do with your vehicle. Many accidents cause physical injury. This is why you need to discuss with your agent having the right limits of coverage in case you or someone else in hurt.
Trust me, I have been rear ended and still deal with the physical affects. They can last a lifetime. Having the right coverage help you deal with the unforeseen. In cases where you are at fault in an accident be sure to carry the proper coverage to ensure your policy protects other people.
But auto insurance will also help repair or replace your vehicle. That is what you hope and expect from your insurance.
If you have a good driving history we have carriers who will offer you a very good rate. Or, if you have a blemish on your record (such an accident as an SR22) we have carriers offering competitive rates as well.
Our Better Business Bureau A+ Rating!The BBB of Arizona gives us an A+ rating!! Our goal is to remain a highly rated business by taking good care of our auto, homeowner and life clients. Click BBB of AZ to visit the Better Business Bureau website. Non-accredited means we do not subscribe to their membership. We believe in the bbb but do not find our clients use that as a tool to find our business.
For more information on our agency you are welcome to visit the insurance dept website. This site can be used to verify our license and how long we have been practicing in Arizona.
Our Trusted Insurance CarriersWe work with some of the best carriers in the business.
Auto InsuranceRead this article for tips and hints about your auto insurance and what discounts you may qualify for. Doing a few basic things could save you hundreds of dollars...Read more about Arizona auto insurance
Homeowner InsuranceWe insure primary homes, rental properties and even seasonal/secondary homes. Saving money is important. But what good is a low insurance premium if you have wrong or inadequate homeowner coverage.... Read more about Arizona homeowner insurance
Life InsuranceWe understand that most families operate on a tight budget. But how much tighter will that budget be if a breadwinner dies unexpectedly. Read this article to learn more about life insurance.....Read more about Arizona life insurance
Condo InsuranceBuying condo insurance is not the same as insuring a single family dwelling. You need an agent who understands the difference, such as what is Loss Assessment....Read more about Arizona condo insurance
Business InsuranceIf you own a business we understand your need to find a comprehensive business insurance policy at a good price. Businesses already have significant costs overhead and expenses.....Read more about Arizona business insurance
InvestmentsRetirees can earn up to 8% pay out rate with no market risk and no fees. If you are retired and would be interested in boosting your monthly income.....Read more about Arizona investments
Common Insurance Questions
What is an Insurance Broker?
You are probably familiar with a mortgage broker. When applying for a home loan they shop and compare to find you a good interest rate. We do the same for your insurance. Why waste your time calling a dozen companies? Let your Arizona insurance broker shop for you…..Read More
Why you should consider more than just what premium you pay.
Imagine having a claim and then finding out you have insufficient coverage. Cost matters little if you have the wrong or inadequate coverage and a claim occurs…..Read More
Why does my Auto Insurance rate go up even when I have a clean driving record?
We drive careful and are claim-free. Yet, our Arizona auto insurance rate has gone up. I hear this on occasion and its a great question. It is a good idea to understand the various parts of the insurance policy….Read More
I want life insurance but is if affordable?
You have choices when it comes to buying Arizona life insurance. How long do you you need the coverage? How much coverage do you need? Why do you need life insurance? Here are great tips to read in advance of buying life insurance……Read More
I am retired. How do I safely boost my retirement income?
Has there been such a time where there are so few options for retirees? Go conservative and the rates of return are painfully low. Go aggressive and risk monies in our fragile market? There is one option most retirees have never considered. Our lifetime income annuity has a pay out rate up to 9% with no market risk and no fees…..Read More
It seems insurance companies are all the same. How do they differ?
We believe there are differences. But we also believe most of them want to provide you with good service, good prices and a good claims experience. But in reality, some companies do a better job than others. Let us explain how and why …..Read More
What is an Umbrella Policy and do I need it?
Do you own a home, have a good income, investments and assets? If you are in a position of being sued the attorney on the other side will likely request you provide a list of all your assets and finances. Do you want to protect these assets as much as possible? You probably need an umbrella policy……Read More
Testimonials from Actual Clients
“I have known Gary for 12 years, first on a personal level and then as my insurance agent. He is a man of integrity who really cares about his customers. I know that I can depend on Gary to respond to my insurance needs in a way that I have never experienced before. Gary’s friendly and professional manner has been very helpful to my family, especially during stressful times when we had automobile claims.”
Sue from Mesa
“Over the past 10 years, Gary has been our personal insurance agent for our multiple car policies, home, life insurance, umbrella insurance and Coverdell college savings plans. We have been extremely impressed with Gary’s overall professionalism in meeting all of our immediate insurance needs and by saving us money in a highly competitive marketplace. When we had questions, he answered quickly and completely both by phone and email. Articulate, competent, and responsive, Gary Brown sets the standard other agents should strive for.”
Russell & Carol from Mesa
“Gary is unlike any insurance agent I have ever had. He knows insurance and shares that knowledge so that I can make informed decisions. With Gary as my adviser I have peace of mind because I know I have the right insurance for my needs. I would never do business with one of those call center insurance companies. Having Gary on my side is priceless!”
Keith & Anita from Chandler
We were able to send a potential client your way – John said he contacted you earlier today and was pleased with the service. It sounds like he will be able to grow your client base even further as the insurer of the builder only offers new home owners insurance for their first year. Greg and Joanne will likely contact you next week for their home insurance. Thank you so much for meeting with us the other day – it’s nice to now be able to “see” you when I speak to you or email you. And a big bonus was meeting your son! “Good things happen to good people.” That’s one of our most favorite sayings. We’re happy to contribute to the good things that happen to you as a result of you taking very good care of us. Thanks again!“
Cam & Linda from Canada
“Thank you, Gary, for working so hard to reduce my policy. You are appreciated!”
Carolee K from Tucson
“Thanks for all your guidance, Gary. Have a wonderful Christmas. Blessings to you and your family”
Tina Q from Gilbert
There are businesses we recommend you consider hiring by virtue of my own personal experience of having hired these business or people and having used them in conjunction with my personal or business life.