Auto Insurance for Lyft Drivers

Auto Insurance for Lyft drivers

Are you driving for Lyft or thinking of joining their team? One of the primary requirements is that you have active auto insurance. But that’s not enough!

You need to find out if your current insurance company actually covers you and your vehicle while driving for Lyft. Not every insurance carrier does. If you drive for Lyft but your insurance company does not cover ride sharing, you could leave yourself exposed financially.

If your insurance carrier does not offer coverage for ride sharing, please contact us for a quote.

For auto insurance for Lyft drivers, call (480) 659-0229 or email:

Auto Insurance for Uber Drivers

Are you thinking about driving for Uber? If yes, you need to make sure your insurance company covers you. Not every insurance company automatically covers you or your vehicle in the event you are involved in an accident while engaging in a ride sharing type of job, such as Uber.

We do.

If you are driving for Uber, or thinking about it, make sure you ask your insurance company if they cover you. Auto insurance for Uber drivers is mandatory. Yet, more importantly than meeting Uber’s strict guidelines to becoming a driver, you need to make sure you are in compliance with your own auto insurance carrier. Failure to properly insure yourself can leave you severely exposed to great financial risk.

For an auto insurance for Uber quote, contact our office. Be sure to tell us you drive for Uber or Lyft and we will add the ride sharing endorsement to your quote.

For a quote, please call (480) 659-0229 or email:

Auto Insurance for Canadians in Arizona

canadian flag

If you are a Canadian resident spending part of your year in Arizona – thank you! We appreciate all you bring to our fine State. I have learned over the years how valuable your business and presence is to Arizona. Canadians are friendly, educated, pay their bills, and cause no trouble. From an insurance perspective, you do your best to NOT file insurance claims. While claims happen, I know that our Canadian clients would rather avoid a claim if at all possible. They are some of our best clients!

When buying car insurance for Canadians in Arizona, please be aware that some insurance carriers charge a foreign drivers license surcharge. The reason – they are unable to run a U.S. motor vehicle report to track your driving history. With many carriers, the easy solution is to provide your driving abstract. Be sure to speak with your agent about any foreign drivers license surcharges.

If you own a vehicle in Arizona, be careful loaning your vehicle to friends and family who come to visit. For those of you who own a seasonal residence in Arizona and keep a car here, you may allow others access to your vehicle. Talk with your agent. You do not want to find yourself in a gray area with the carrier if a claim were to happen. More than likely, an insurance carrier would pay the claim and follow the guidelines of your insurance policy. And yet, they do not, for obvious reasons want drivers of the vehicle that they have no knowledge of.

When buying your car insurance, ask about some of the less understood coverage, such as medical, uninsured motorist, and underinsured motorist. These are optional items and you can decline to carry them. At first glance, you may feel medical is of little use because you have great health care back home. But what if you need care in the United States? Also, what if you have a passenger who is injured while in your vehicle? Medical coverage may be of great interest if you understand it’s purpose and reason for carrying.

Uninsured and Underinsured Motorist are designed to offer you some protection against drivers who carry low insurance limits or fail to carry any whatsoever. Again, speak with your insurance agent about these items and see if you feel a need to carry them.

That’s it! If you want a quote on your auto insurance for Canadians in Arizona, please let me know.
Gary Brown, Agent
(480) 659-0229

Law Changing for Wrong Way Drivers

According to a report on AZ Central the Arizona Department of Transportation wants to change the law for wrong way drivers in response to an accident that killed 7 people and injured 11 more.

Most, if not all, of the drivers involved in wrong way incidents are suspected to have been intoxicated.

Statistics kept from 2008 – 2012 show that 78 drivers were killed as a result of wrong way drivers. Back in May 2014 police officer Brandon Mendoza was killed by a wrong way driver. The blood alcohol limit of the accused driver was 3x higher than the legal limit. The impaired driver traveled over 30 miles in the wrong lane. Officer Mendoza had finished his shift and was headed home. The incident began at 12:30 am.

Representatives of DPS and ADOT have gathered to discuss ideas and ways that can avoid or curtail these incidents in the future. Ideas include studying freeway ramp configuration, informing and educating the driving public about defensive driving and enforcing even further existing impaired driver laws.

Former DPS director, Roger Vanderpool, suggested that prior cutbacks have affected the ability of law enforcement to do a better job in stopping wrong way driving accidents. More officers on the roads is his suggestion for combating the increase in fatalities due to wrong way drivers.

Wrong way accidents have been rising. 17 of the wrong way crashes happened on I-10, 6 were on I-17 and 9 were on the Loop 101. ADOT has already lowered wrong way signs on exit ramps and have also installed red reflectors that help warn wrong way drivers. Of course, if someone is intoxicated some of those measures probably won’t help. But even if one drunk driver recognizes and realizes he/she is in the wrong lane or about to travel down the wrong road – the changes are worth it to save one life or injury.

Motorists are always encouraged to call 9-1-1 anytime they see a driver on the wrong side of the road. However, they are cautioned to not get involved but to watch and wait for law enforcement.