The best AUTO, HOME, and LIFE Insurance in Phoenix, Scottsdale,
Prescott, Prescott Valley, Flagstaff, Yuma, Casa Grande, Mesa,
Tempe, Glendale, Tucson, Payson, Chandler, Queen Creek, Gilbert,
Maricopa and Apache Junction.
A.M. Best: A+
Founded in 1810, The Hartford is one of the largest investment and
insurance companies based in the United States, ranking 78th on the 2006
Fortune 100 list. The Hartford is one of Business Week's top 50
performers and a top 10 property and casualty insurer. |
A.M. Best: A+
The origins of MetLife go back to 1863 when a group of New York City
businessmen raised $100,000 to found the National Union Life and Limb
Insurance Company. The business catered to Civil War sailors and
soldiers. In a reorganization the firm's name was changed to Metropolitan
Life Insurance Company. By 1909 MetLife became the nation's largest
life insurer in the United States, a position they hold today.
MetLife is also becoming one of America's leading Auto and Home
insurance carriers. |
A.M. Best: A+
Progressive has been in business since 1937. Its innovative web sites
have been named best overall in the customers experience rankings for
Auto Insurance and achieved the Number One ranking of 25 leading auto
insurance sites. Progressive is ranked 155 on the 2005 Fortune 500 list. |
A.M. Best: A
Traveler's is the second largest writer of U.S. personal insurance
through independent agents, with approximately 14,000 independent
agencies and brokerages countrywide. They are now # 85 on the Fortune 500
list of largest U.S. companies (2005). |
A.M. Best: A+
AIG, a worldwide insurance company, supports many charities
throughout the world, such as Unicef and selected children’s charities. It
supports many other charities, such as the Homers for Kids program, in
association with the New York Mets. This program donates $250 each time a
Mets player hits a home run. |
A.M. Best: A-
Fidelity is ranked 248 on the Fortune 500, and is a nationwideprovider of insurance policies, such as homeowners, auto, flood, and
umbrella. They landed on Fortune's list of most admired companies and in 2004
were named as one of America's best managed companies. |
A.M. Best: A
Safeco startled the established insurance industry in 1923 when it
organized as a company in Seattle, Washington, far from the recognized
insurance centers at the time, located in Northeast. In 2004, Safeco sold
its life and investment operations to focus solely on property and
casualty insurance. In 1998 Safeco secured the naming rights to the Seattle
Mariner baseball park. |
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Boat Insurance
Owning a boat exposes you to many of the same risks associated with auto and home ownership, including the risk of causing bodily injury to other people or their property, or to your own property.
You may have limited coverage for your boat under your home policy, typically $1000. However, jet skis and other similar watercraft are often excluded from homeowner's insurance coverage.
- Watercraft are usually divided into three categories:
- 1) Boats between 16' and 25' 11"
- 2) Boats 26' or longer
- 3)Jet skis, Waverunners or other similar craft.
Boat insurance can pay for repairs or to replace your boat if it is damaged or destroyed. In addition to the boat, outboard motors, trailers, and personal property kept aboard the boat are usually covered, but coverage may vary from company to company.
A boat policy does not cover wear and tear, latent defect, mechanical breakdown, faulty manufacturing, war and nuclear hazard, repair and restoration, carrying people or property for a fee and claims resulting from racing.
You need liability and medical protection on a boat policy. Liability coverage protects you from legal claims if you are found liable for a boating accident and medical coverage pays for injuries. |
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